You 've spent the past couple months - or days, or weeks, depending on how much of a procrastinator you are - shopping for other people. Oh yes, you've seen that cute sweater that would go great with that pair of earrings over there, but you 've passed them by as you've shopped for presents for family and friends.
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As much as Americans love gift cards, many of those pieces of plastic will go partly or entirely unused. Some will be lost or forgotten. Others will simply be ignored because there's not enough money left on them to bother with.
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NEW YORK - Expecting to receive gift cards for the holidays? Don't let them turn into a lump of coal.
That's become a little easier, because many retailers have eliminated expiration dates and fees that sap the cards' value over time.
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Like it or not, gift cards are now a fixture of the holiday season. And this year, some of the changes in the card world seem favorable at first glance.
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Unfortunately, there isn't a single retailer that you can rely on for the best price on everything. Instead, getting the best deal requires you to shop around and execute money-saving strategies each time you shop.
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Do you have a pile of gift cards stuffed in an old drawer ? Chances are they will probably lie around for a while, and the next thing you know, they have expired. It 's hard to believe, but approximately $40 billion in unused gift cards are sitting in U.S. kitchens and sock drawers, for an average of $400 per household. What a huge waste of money.
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